Share Market

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 33 2015 Key points Periods of declines and volatility in share markets are a normal part of the way they work. Share market falls tend to be deepest when associated with recession (particularly US recessions). Share market falls boost the medium term return potential... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 30 2015 Key points A perfect storm of factors led by China worries have caused turmoil in shares. Our view remains that what we have seen is likely to be a correction (albeit severe) rather than a new bear market. It’s too early to... Read more

An update on today’s markets

Written by David Heyworth, Edney Ryan Wealth Management

Brad Matthews, the Hillross economist, has written an article on the recent falls in Global Markets. As I write markets in Australia have bucked the newspaper headlines this morning and are up nearly 2%. We are certainly in volatile times when good asset allocation is very important.

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 29 2015 Key points Uncertainties regarding China, commodity prices, emerging countries and the Fed could see the correction in shares go further in the short term. A disappointing start to the Australian profit reporting season is also not helping Australian shares. However, this looks... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 28 2015 Key points Over long periods of time shares and other growth assets deliver for investors via the power of compound interest. However, cyclical swings can frequently throw investors off and reacting to periods of poor returns by moving to cash only locks... Read more

Overcoming the Barriers to International Investing

Written by By Kate O'Brien, Financial Adviser - Edney Ryan Wealth Management

A bias towards investing in local shares and property is common and understandable. Unfortunately for many Australian investors this means missing out on the potential rewards of international investments – healthy returns and risk reduction through diversification of their investments across asset classes. Each asset class usually exhibits different risk and returns to various market cycles and events. In turn... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 26 2014 Key points Dividends are great for investors as decent dividends augur well for earnings growth, they provide a degree of security in uncertain and volatile times, they are likely to comprise a relatively high  proportion of returns going forward and they provide... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 21 2014 Key points on Share Market Risks Concerns about US shares being overvalued are overdone. The conditions are still not in place for a major top in share markets: valuations are reasonable, the global economy is on the mend, monetary conditions are easy... Read more

Pre-Retirement Plan: 5 Years to Go and Counting

Written by Brendon Vade, Financial Planner - Edney Ryan Wealth Management

The final step to retirement is one of the most anticipated life events. For many people though, there is some apprehension, particularly when it comes to money. To ease your concerns about post-retirement finances we urge you to talk to your financial planner at least 5 years before you expect to retire. With their help you can assess your current... Read more

Dividends in a SMSF: Reaping the Rewards of Franking Credits

Written by David Heyworth, Director - Edney Ryan Wealth Management

How do tax credits work? Tax credits are received by the shareholder with franked dividends. This is a credit for tax that has already been paid by the company at the rate of 30%, before the company’s profit was distributed as dividend. The shareholders income from dividends will only be taxed at the difference between their marginal tax rate and... Read more