Personal Insurance

Disability Insurance Policies for Professionals

Written by Raghu Vattam, CFP, Edney Ryan Wealth Management

What is TPD Insurance? Total and Permanent Disability insurance pays out a lump sum in the event that you suffer a serious and significant disability that prevents you from ever working again. The leading causes of claims for TPD insurance are cancer and musculoskeletal conditions. There are two options for TPD cover; own occupation or any occupation. Own occupation cover... Read more