Share Market

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 28 2015 Key points Over long periods of time shares and other growth assets deliver for investors via the power of compound interest. However, cyclical swings can frequently throw investors off and reacting to periods of poor returns by moving to cash only locks... Read more

Overcoming the Barriers to International Investing

Written by By Kate O'Brien, Financial Adviser - Edney Ryan Wealth Management

A bias towards investing in local shares and property is common and understandable. Unfortunately for many Australian investors this means missing out on the potential rewards of international investments – healthy returns and risk reduction through diversification of their investments across asset classes. Each asset class usually exhibits different risk and returns to various market cycles and events. In turn... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 26 2014 Key points Dividends are great for investors as decent dividends augur well for earnings growth, they provide a degree of security in uncertain and volatile times, they are likely to comprise a relatively high  proportion of returns going forward and they provide... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 21 2014 Key points on Share Market Risks Concerns about US shares being overvalued are overdone. The conditions are still not in place for a major top in share markets: valuations are reasonable, the global economy is on the mend, monetary conditions are easy... Read more

Pre-Retirement Plan: 5 Years to Go and Counting

Written by Brendon Vade, Financial Planner - Edney Ryan Wealth Management

The final step to retirement is one of the most anticipated life events. For many people though, there is some apprehension, particularly when it comes to money. To ease your concerns about post-retirement finances we urge you to talk to your financial planner at least 5 years before you expect to retire. With their help you can assess your current... Read more

Dividends in a SMSF: Reaping the Rewards of Franking Credits

Written by David Heyworth, Director - Edney Ryan Wealth Management

How do tax credits work? Tax credits are received by the shareholder with franked dividends. This is a credit for tax that has already been paid by the company at the rate of 30%, before the company’s profit was distributed as dividend. The shareholders income from dividends will only be taxed at the difference between their marginal tax rate and... Read more

Investors Beware: Margin Loans Back In Fashion

Written by Stephen Ryan, Director - Edney Ryan Chartered Accountants

In recent weeks the media has been informing us that margin lending has jumped for the first time in three years, with investors trying to benefit from the latest sharemarket rally. Banks are reporting twice as much interest in new margin loans compared to last year. In the margin lending business, financiers take on baskets of stocks as collateral against... Read more

Edney Ryan Wealth Management launches share brokerage

Written by David Heyworth, Director - Edney Ryan Wealth Management

In response to our clients’ needs, Edney Ryan Wealth Management is pleased to announce that we are now able to off share brokerage facilities. We can now  buy and sell shares on behalf of our clients. We provide this service at substantially reduced brokerage rates, to save you money. Our Research and Advice We have access to independent research from... Read more

Starting a Share Portfolio

Written by Brendon Vade, Financial Planner - Edney Ryan Wealth Management

The most common thing we get asked about by people in their 20′s is the share market. With so many students doing business subjects all through high school and university, it is amazing that so few are taught the basics of how to start their own share portfolio. Unless you have an experienced friend, relative or a trusted family adviser... Read more

Is Cash Investment Safer?

Written by David Heyworth, Director - Edney Ryan Wealth Management

With stock market volatility, investors inevitably ask…“Should I have invested in cash instead?” While we can never predict the future, we can look back at the returns of various types of investments over the last decade to answer this question. In this scenario we compare the performance of 4 asset classes if $10,000 was invested in June 2000 and the... Read more