Edney Ryan Mortgage & Finance

Potential reforms are currently being discussed, which, if enacted, could make the mortgage broker channel unsustainable – potentially forcing customers back to the big banks and cutting their access to smaller lenders and credit. Support your broker now. Visit www.brokerbehindyou.com.au

An Ethical Business Perspective on the Royal Commission Findings

Written by Stephen Ryan, Managing Director - Edney Ryan Chartered Accountants

The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry has now concluded with the final report tabled earlier this week. I would like to share our perspective from the Edney Ryan Group, particularly on the most recent recommendations regarding the mortgage broking industry and reiterate our stance on ethical business conduct. We introduced Edney Ryan Mortgage... Read more

Preparing for a Loan: How Your Living Expenses Affect Your Borrowing Power

Written by Tricia Williams, Manager - Edney Ryan Mortgage and Finance

If you’re looking for a home loan, one of the first things your lender will ask about is your living expenses. That’s because, under the National Consumer Credit Protection Act, lenders must allow for living costs when deciding how much an applicant can afford to borrow. While some lenders will simply require a rough estimate of your weekly or monthly... Read more

Parents Helping Children Into the Property Market

Written by Tricia Williams, Manager - Edney Ryan Mortgage and Finance

As house prices rise across Australia, more and more clients seek advice on ways they can help their children enter the property market. In fact, reports suggest up to 80 percent of parents are prepared to provide some sort of financial support. But What is the Best Way to Help? There are several ways parents can give their children a... Read more

Sydney & Melbourne Property Prices: Are We Headed for a Crash?

Written by Kate O'Brien, Director - Edney Ryan Wealth Management

By Kate O’Brien, Director – Edney Ryan Wealth Management Australian dwelling values slipped 0.1 per cent lower in May, according to the latest CoreLogic housing market update. The fall marked the eighth consecutive month-on-month fall and took the annual change (-0.4%) into decline for the first time since October 2012. CoreLogic Head of Research, Tim Lawless, said the biggest declines... Read more

Protecting Your Business from Cybercrime

Written by Andrew O'Donnell, Director - Edney Ryan Legal

Cybercrime impacts the lives of many Australians and is expected to increase as our reliance on technology grows. Common types of cybercrime include hacking, online scams, fraud, identity theft and attacks on computer systems. In recent months we have been made aware of several instances where clients have been targeted by cybercriminals. Here we share these examples as a warning... Read more

Downsize Your Home and Contribute to Super

Written by Kate O'Brien, Director - Edney Ryan Wealth Management

For many Australian retirees selling the family home can be an effective way to release equity to fund retirement. Following legislation passed in December, homeowners aged 65 years or over are able to downsize their family home and invest the surplus into the tax effective environment of superannuation. Key Points The sale of the property must be from 1 July... Read more

Before You Buy a Property: Checklist

Written by Tricia Williams, Manager - Edney Ryan Mortgage & Finance

                  Buying property, for many of us, is the biggest financial decision we will make  – one influenced by both emotional and rational factors. Here is a simple checklist of recommended steps to take before making an offer or bidding at auction. Obtain finance pre-approval (read more below) Research the area (we... Read more

I can assist clients looking for suburb information. Click here to view the RP Data report for our local suburb Mosman. If you’re interested in the overview of your suburb, please contact me on (02) 9908 8888.

Edney Ryan Group is proud to be a Bronze Sponsor of the Balmoral Swim for Cancer, a family-friendly open water, charity event raising funds for the Children’s Cancer Institute. It is a unique event as it is one of the few swims held within the safety and beauty of Sydney Harbour. A great event for all comers. The swim is... Read more