Edney Ryan Wealth Management launches share brokerage

Written by David Heyworth, Director - Edney Ryan Wealth Management

In response to our clients’ needs, Edney Ryan Wealth Management is pleased to announce that we are now able to off share brokerage facilities. We can now  buy and sell shares on behalf of our clients. We provide this service at substantially reduced brokerage rates, to save you money. Our Research and Advice We have access to independent research from... Read more

Protecting Directors from Personal Liability

Written by Andrew O'Donnell, Director - Edney Ryan Legal

As a company director, do you fully understand the obligations which relate to your duties? Breaches of director’s duties can lead to personal liability including civil and criminal penalties and liability for damages. Serious offences can lead to imprisonment. Most people would be aware of the fiduciary duties for company directors under the Corporations Act, including a duty to act... Read more

It’s Christmas Time….What’s tax deductible?

Written by Matthew Stewart, Director - Edney Ryan Chartered Accountants

It’s Christmas time….what’s tax deductible? December 2012 By Matthew Stewart, Director – Edney Ryan Chartered Accountants So it’s just about the time you are thinking “What are we going to do for our staff for Christmas” or “I hope my employer is going to put on a huge show for the festive season and it’s going to be big because... Read more

A Win for Borrowers: No More Exit Fees

Written by Tricia Williams, Manager - Edney Ryan Mortgage & Finance

The Government called it a “victory for Australian families” when mortgage exit fees were abolished on all new home loans since 1st of July 2011 as a measure to promote competition in the banking system.  The smaller lenders will now compete vigorously by offering cheaper interest rates, and the pressure will keep the rates low at the big banks so... Read more

Personal Properties and Securities Register

Written by Andrew O'Donnell, Director - Edney Ryan Legal

Does your business borrow or lend money? Purchase or sell goods on agreement, consignment or credit? Grow crops or raise livestock? Own or lease machinery or vehicles? If so, then the upcoming Personal Property Securities Reform will likely affect you. Currently there are numerous stand-alone State and Commonwealth registers of security interests for example the Register of Encumbered Vehicles (REVS),... Read more

Managing Wealth Transfer – Death and Taxes

Written by Carolyn Griffin, Director - Edney Ryan Chartered Accountants

Recently reading a copy of Jane Eyre, when she was asked where the wicked go after death, Jane replied ‘They go to hell’. When asked what should be done to avoid hell, Jane answered ‘I must keep in good health, and not die.’ But of course the grim reaper comes to us all eventually and when he does, that other... Read more

Is Your Personal Banker Looking After You?

Written by Tricia Williams, Manager - Edney Ryan Mortgage & Finance

Many of the large banks offer the services of a personal banker, otherwise known as a private banker or relationship manager. Supposedly if you have a personal banker you get preferential treatment, special access to advisors and the best solutions offered to you. You’d also expect that you’re being offered the best rates on your deposits and loans. In this... Read more

Starting a Share Portfolio

Written by Brendon Vade, Financial Planner - Edney Ryan Wealth Management

The most common thing we get asked about by people in their 20′s is the share market. With so many students doing business subjects all through high school and university, it is amazing that so few are taught the basics of how to start their own share portfolio. Unless you have an experienced friend, relative or a trusted family adviser... Read more

From 1st July 2012 the private health insurance rebate will be income tested, and there are changes to the Medicare levy. Full details can be viewed at the Department of Health and Ageing site. The changes will operate as follows from 1 July 2012: Unchanged Tier 1 Tier 2 Tier 3 Singles Families ≤ $84,000 ≤ $168,000 $84,001-97,000 $168,001-194,000 $97,001-130,000... Read more

Our Future: Made in China? Insights from the Experts

Written by David Heyworth, Director - Edney Ryan Wealth Management

We often hear that our ‘Australian’ future may well be made in China. As part of our commitment to remain up-to-date with our advice to clients we recently sought a briefing from experts on one of the burning topics of global investments; China and its impact on the Australian Economy. Here we provide a short overview of the experts’ insights.... Read more