Edney Ryan Wealth Management

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 26 2014 Key points Dividends are great for investors as decent dividends augur well for earnings growth, they provide a degree of security in uncertain and volatile times, they are likely to comprise a relatively high  proportion of returns going forward and they provide... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 21 2014 Key points on Share Market Risks Concerns about US shares being overvalued are overdone. The conditions are still not in place for a major top in share markets: valuations are reasonable, the global economy is on the mend, monetary conditions are easy... Read more

This year is already racing by. But before we get to the end of another financial year, take some time to think about how well you have looked after your superannuation savings this year. Australians have saved over $1.5 trillion in superannuation. That’s a lot of zeros. So how much belongs to you and are you saving enough to pay... Read more

The final step to retirement is one of the most anticipated life events. For many people though, there is some apprehension, particularly when it comes to money. To ease your concerns about post-retirement finances we urge you to talk to your financial planner at least 5 years before you expect to retire. With their help you can assess your current... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 18 2014 Key points Australia faces three key structural challenges: the end of the commodity price boom is leading to slower growth in national income; this is putting pressure on the budget; & it’s all occurring when productivity growth has slowed. To get growth... Read more

As of 1 July the ATO has new powers to deal with SMSF contraventions and trustees not fulfilling their obligations. A new set of fines ranging from $850 to $10,200, outlined in Table 1 below will be applied depending on the type of contravention and the type of trustee. For individual trustees the fines may be imposed on each individual.... Read more

This update comes to you the morning after Joe Hockey delivered the Abbott Government’s first Federal Budget. By last night most of the headline issues had been telegraphed in leaks to the media over recent days.  Here is a link to the detailed budget bulletin released by the Institute of Chartered Accountants and running for 56 pages. Here I highlight... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 12 2014 Key points Australian housing has seen a normal response to lower interest rates. House prices are up and a building boom is on the way. This will help the economy rebalance. The home buyer market is a long way from the bubble... Read more

Younger is better Financial advice is not just for baby boomers on the verge of retirement. If you are career oriented, in your 30’s or 40’s and have high hopes for yourself financially, then you would benefit from talking to a financial adviser. It’s not just about superannuation Superannuation is important, but for you it is also 20 years or... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 10 2014 Key points The situation in Ukraine could get worse before it gets better and so it remains a threat for investors to keep an eye on in the short term. Ultimately, it poses a greater threat to the Russian economy than to... Read more