Edney Ryan Wealth Management

The final step to retirement is one of the most anticipated life events. For many people though, there is some apprehension, particularly when it comes to money. To ease your concerns about post-retirement finances we urge you to talk to your financial planner at least 5 years before you expect to retire. With their help you can assess your current... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 18 2014 Key points Australia faces three key structural challenges: the end of the commodity price boom is leading to slower growth in national income; this is putting pressure on the budget; & it’s all occurring when productivity growth has slowed. To get growth... Read more

As of 1 July the ATO has new powers to deal with SMSF contraventions and trustees not fulfilling their obligations. A new set of fines ranging from $850 to $10,200, outlined in Table 1 below will be applied depending on the type of contravention and the type of trustee. For individual trustees the fines may be imposed on each individual.... Read more

This update comes to you the morning after Joe Hockey delivered the Abbott Government’s first Federal Budget. By last night most of the headline issues had been telegraphed in leaks to the media over recent days.  Here is a link to the detailed budget bulletin released by the Institute of Chartered Accountants and running for 56 pages. Here I highlight... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 12 2014 Key points Australian housing has seen a normal response to lower interest rates. House prices are up and a building boom is on the way. This will help the economy rebalance. The home buyer market is a long way from the bubble... Read more

Younger is better Financial advice is not just for baby boomers on the verge of retirement. If you are career oriented, in your 30’s or 40’s and have high hopes for yourself financially, then you would benefit from talking to a financial adviser. It’s not just about superannuation Superannuation is important, but for you it is also 20 years or... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 10 2014 Key points The situation in Ukraine could get worse before it gets better and so it remains a threat for investors to keep an eye on in the short term. Ultimately, it poses a greater threat to the Russian economy than to... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 9 2014 Key points While the global economy is gradually mending, returns will still be constrained and volatile relative to the long term bull market that got underway in the 1980s. As a result asset allocation will remain critically important for investors – particularly... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 8 2014 Key points While headline news regarding the economy has been bleak, December quarter GDP showed the economy is not collapsing and lower interest rates & the lower $A do seem to be boosting forward indicators for the economy. As a result growth... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 7 2014 Key points The US economy is yet again reinventing itself. This has been helped along by a determination to get the US economy moving again after the global financial crisis but the real drivers are an energy boom, a manufacturing renaissance and... Read more