Edney Ryan Wealth Management

New Requirement for SMSF Trustees to Consider Insurance

Written by David Heyworth, Director - Edney Ryan Wealth Management

As part of the Stronger Super measures, the Government recently introduced new obligations for SMSF Trustees. In addition to requiring a regular review of the fund’s investment strategy, trustees need also consider insurance cover for the fund’s members. Insurances may include life, TPD (total and permanent disablement), trauma and income protection. There is no obligation to take out a particular... Read more

Investors Beware: Margin Loans Back In Fashion

Written by Stephen Ryan, Director - Edney Ryan Chartered Accountants

In recent weeks the media has been informing us that margin lending has jumped for the first time in three years, with investors trying to benefit from the latest sharemarket rally. Banks are reporting twice as much interest in new margin loans compared to last year. In the margin lending business, financiers take on baskets of stocks as collateral against... Read more

House Prices Continue To Improve

Written by Tricia Williams, Manager - Edney Ryan Mortgage & Finance

House prices continued to improve in the last months of 2012, according to the latest figures released by the Australian Bureau of Statistics. Preliminary estimates show the price index for established houses in the eight capital cities rose 1.6% in the December quarter 2012. This was the strongest quarterly growth in almost three years. In the final quarter of 2012,... Read more

Edney Ryan Wealth Management launches share brokerage

Written by David Heyworth, Director - Edney Ryan Wealth Management

In response to our clients’ needs, Edney Ryan Wealth Management is pleased to announce that we are now able to off share brokerage facilities. We can now  buy and sell shares on behalf of our clients. We provide this service at substantially reduced brokerage rates, to save you money. Our Research and Advice We have access to independent research from... Read more

Starting a Share Portfolio

Written by Brendon Vade, Financial Planner - Edney Ryan Wealth Management

The most common thing we get asked about by people in their 20′s is the share market. With so many students doing business subjects all through high school and university, it is amazing that so few are taught the basics of how to start their own share portfolio. Unless you have an experienced friend, relative or a trusted family adviser... Read more

Our Future: Made in China? Insights from the Experts

Written by David Heyworth, Director - Edney Ryan Wealth Management

We often hear that our ‘Australian’ future may well be made in China. As part of our commitment to remain up-to-date with our advice to clients we recently sought a briefing from experts on one of the burning topics of global investments; China and its impact on the Australian Economy. Here we provide a short overview of the experts’ insights.... Read more

Should We Have Life Insurance?

Written by David Heyworth, Director - Edney Ryan Wealth Management

As an ethical financial advisor with an interest in growing and protecting the wealth of my clients, I cannot recommend strongly enough that if you have dependents you should obtain appropriate personal insurance such as life insurance. Unfortunately I have seen the consequences to families when someone is underinsured too often. While it is an unpleasant topic here is one... Read more

Is Cash Investment Safer?

Written by David Heyworth, Director - Edney Ryan Wealth Management

With stock market volatility, investors inevitably ask…“Should I have invested in cash instead?” While we can never predict the future, we can look back at the returns of various types of investments over the last decade to answer this question. In this scenario we compare the performance of 4 asset classes if $10,000 was invested in June 2000 and the... Read more