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Foreign Investors – Duty Increases
Written by Angela Boyd - Senior Associate, Edney Ryan LegalNSW Home Affordability Measures The NSW Government has announced a number of measures designed to improve housing affordability across NSW from 1 July 2017. Some of changes in the housing affordability package will affect foreign residents purchasing residential property in NSW. Stamp Duty Surcharge Increases: Foreign residents already pay a 4% surcharge on stamp duty. This will double to 8%.... Read more
Super Changes: Last Chance Before 1 July
Written by Kate O'Brien - Director, Edney Ryan Wealth ManagementChanges to the superannuation rules will come into effect on 1 July 2017. Hopefully you have already received comprehensive financial advice to ensure you are ready for the many changes from July 1, including the significant $1.6 million cap on tax-free superannuation. Here’s some final steps you can take, where appropriate to your individual circumstances, before 30 June to... Read more
Highlights of the Federal Budget 2017
Written by Stephen Ryan, Director - Edney Ryan Chartered AccountantsEach year it is fascinating to observe how the Budget is received. Most commentators subjectively assess the Treasurer’s efforts by how they, or their interest group, is expected to be impacted. But is it possible to assess a budget more objectively? According to the stock market and rating agencies the Treasurer has done a reasonably good job. The ASX is... Read more
Super Changes: A Closer Look
Written by Kate O'Brien, Director - Edney Ryan Wealth ManagementSuper Changes #1: New Cap on Tax-Free Super From 1 July 2017, the Government will introduce a $1.6 million cap on the total amount of superannuation that can be transferred into a tax-free retirement account. Superannuation Balance Greater than $1.6 million? If you are planning to retire after July 2017 and you have a superannuation balance greater than $1.6 million... Read more
4 Months Until Superannuation Changes Take Effect
Written by Stephen Ryan, Director - Edney Ryan Chartered AccountantsLate last year a number of superannuation changes passed parliament and take effect from 1 July 2017. These changes are likely to significantly impact a number of our clients, particularly; Individuals in Transition-to-Retirement, Retirees with more than $1.6 million in superannuation already, Individuals under 65, with significant assets outside superannuation who have not triggered the 3-year NCC bring-forward rule in... Read more
Tax-Effective, Long-Term Saving: Investment Bonds Worth Consideration
Written by Kate O'Brien, Financial Adviser - Edney Ryan Wealth ManagementThere has been an increase in demand for investment bonds in Australia as clients are seeking tax-effective strategies besides superannuation and corporate structures. An investment bond (or insurance bond) is an efficient long-term savings vehicle which operates similarly to a managed fund, where investors can choose from a range of investment options to suit their risk appetite and objectives, but... Read more
By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 34 2016\ Key points Donald Trump’s election as President of the United States risks ushering in a period of policy uncertainty which could cause further share market weakness in the short term. Australia and Asia generally are particularly exposed to this given the high... Read more
By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 33 2016 Key Points The smoothest outcome for investors from next Tuesday’s US election would be a Clinton victory but with the Republicans continuing to control the House of Representatives, ie, “more of the same”. However, news of the FBI’s renewed examination of Clinton’s... Read more
By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 32 2016 Key Points The combination of a massive ramp up in financial information combined with our natural inclination to zoom in on negative news is making us worse investors: more fearful, more jittery, more short term. Five ways to help manage the noise... Read more