Edney Ryan Wealth Management

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 30 2016 Key Points The 8 November US Presidential election is looming as a significant event for investors (and the world) given the “policies” of Republican candidate Donald Trump. The smoothest outcome for investors would be a Clinton victory but Republicans continuing to control... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 28 2016 Key points The mostly gloomy debate around the Australian economy often gives the impression we are in a constant state of crisis. But economic growth is pretty good, the economy has rebalanced without the (“inevitable”) recession, the worst of the mining bust... Read more

Addressing the Gender Retirement Savings Gap

Written by Kate O'Brien, Financial Adviser - Edney Ryan Wealth Management

Despite an increasing number of women participating in the workforce, there are still significant differences between men and women in terms of superannuation balances at retirement – the so called gender retirement savings gap. As superannuation contributions are largely linked to employment or business income, those who have lower income, work part-time, or have time out of the workforce, will... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 26 2016 Key points Low and falling investment yields from most major asset classes point to a constrained medium term return outlook. For a diversified mix of assets, this has now fallen to around 6.9% on our projections. For investors the key is to:... Read more

NSW joins Queensland and Victoria in imposing specific taxes on foreign investment for residential property purchases. Additional land tax to be paid 0.75% from start of 2017 and additional 4% stamp duty from 21 June 2016. Foreign investors will no longer be entitled to the 12 month deferral for the payment of stamp duty for off-the-plan purchases of residential property.... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 23 2016 Key points The past financial year has been rather messy for investors with another long worry list, a bear market in most share markets and record low bond yields. However, returns for diversified investors were not disastrous and followed several strong years.... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 21 2016 Key points The vote by Britain to leave the European Union poses risks for UK, European and global financial and economic stability that may linger for a while. However, it needs to be kept in perspective and is unlikely to plunge the... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 20 2016 Key points Uncertainty around the outcome of Britain’s referendum on whether to Remain in or Leave the European Union has reached fever pitch. While a victory for the Leave campaign will likely see more volatility, the global economic consequences have likely been... Read more

The Australian retirement saving system is ranked third worldwide in the 2015 Melbourne Mercer Global Pension Index (MMGPI). In the overall ranking, which includes measures of adequacy, sustainability and integrity, the Australian retirement saving system was awarded a score of 79.6 behind Denmark (81.7) and Netherlands (80.5). The Australian score results in a B+ categorisation, slightly outside the A grade... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 19 2016 Key points The success of Trump and Sanders in the US, the close Brexit vote and the Australian Federal Election campaign suggest median voters have shifted to the left and support for economic rationalist policies has fallen. The risk is that a... Read more