Edney Ryan Wealth Management

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 1 2016 Key points: Financial markets have started the year on a rough note as last year’s worries about China and global growth in the face of US monetary tightening continue. This could drive more short term weakness. However, in the absence of US/global... Read more

Account-Based Pensions and the Age Pension Income Test

Written by David Heyworth, Edney Ryan Wealth Management

The amount of Age Pension you are entitled to is determined by applying an income test and an assets test. It is the lower result of the two tests which determines the amount, if any, of Age Pension that you will recieve. If you have an account-based pension it will be included in the income test for the Age Pension,... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 41 2015 Key points: 2015 has been a messy year for investors as worries about China, emerging countries and the Fed caused volatility and uneven returns across asset classes. Australian shares continued to underperform. 2016 is likely to see continued okay but uneven global... Read more

No Concern for Future Super Changes

Written by Brendon Vade, Financial Adviser - Edney Ryan Wealth Management

There is some speculation that the Turnbull government will consider some tax reform for superannuation. Whilst we wait to see what super changes actually occur in the coming months or years, it is important to remain confident in the tax advantages of investing your wealth in the superannuation environment. Helping our clients plan for the future every day, we are... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 40 2015 Key points: Worries about the Fed’s first interest rate hike, which is now likely to be in December, may cause more volatility in share markets in the near term. However, there are several reasons not to be too concerned about the Fed:... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 39 2015 Key points: The more we are exposed to information about how our investments are performing, the greater the risk that we will be disappointed and at risk of making poor short term investment decisions. The greater access to information around short term... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 36 2015 Key points Australian housing remains overvalued and this has one hand in hand with high household debt. Against  this, supply has been constrained and there has not been a deterioration in lending standards. The hot Sydney and Melbourne property markets are showing... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 35 2015 Key points Risks regarding China and the Fed may be receding a bit for now but there remains plenty to keep an eye on including the risk of an “accident” flowing from slower emerging market growth and the plunge in commodities. However,... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 34 2015 Key points Investing during times of market stress and volatility can be difficult. For this reason it’s useful for investors to keep a key set of things – call them rules – in mind. The key rules, in my view, are: make... Read more

By Shane Oliver, Head of Investment Strategy & Chief Economist from Oliver’s Insights, AMP Capital, Edition 33 2015 Key points Periods of declines and volatility in share markets are a normal part of the way they work. Share market falls tend to be deepest when associated with recession (particularly US recessions). Share market falls boost the medium term return potential... Read more