Edney Ryan Mortgage & Finance

Any person in Australia who has ever applied for finance of any kind will have a credit report in their name.  With the rules around credit reports changing, do you know what yours looks like and whether it is correct?Credit Report Changes A new scheme that has just been approved by the government allows for even greater detail to appear... Read more

The Government called it a “victory for Australian families” when mortgage exit fees were abolished on all new home loans since 1st of July 2011 as a measure to promote competition in the banking system.  The smaller lenders will now compete vigorously by offering cheaper interest rates, and the pressure will keep the rates low at the big banks so... Read more

Many of the large banks offer the services of a personal banker, otherwise known as a private banker or relationship manager. Supposedly if you have a personal banker you get preferential treatment, special access to advisors and the best solutions offered to you. You’d also expect that you’re being offered the best rates on your deposits and loans. In this... Read more

The current best deal that we can source for our clients is overdraft finance at 6.70% and only one annual fee, if the loan is secured against an owner occupied home. As this is a new loan product, most businesses are still unnecessarily paying upwards of 11% (with a default rate of at least 16%). It is critical for businesses... Read more