Personal Insurances

Life, Trauma, Income Protection, Disability Insurance

Personal Insurances at a Glance


  •  Life Insurance

Pays a life insurance lump sum payout to your beneficiaries when you die.

  • Income Protection Insurance

Provides a regular payment to you should you become disabled or sick and hence unable to work for a limited period of time.

  •  Trauma Insurance

Provides a lump sum payment to you in the event that you experience an illness or injury such as a heart attack or cancer.

  • Total and Permanent Disablement Insurance

Pays out a lump sum in the event that you suffer a serious and significant disability that prevents you from ever working again.

  • Key Person Insurance (Businesses)

This is a type of business insurance taken out by employers to provide a payout in the event that the business loses a key person through illness, injury or death.


For more detailed information about these insurances including case studies, download the Edney Ryan Wealth Management Personal Insurances Guide.


Read our articles