Personal Insurances

Life, Trauma, Income Protection, Disability Insurance

Personal Insurances at a Glance


  •  Life Insurance

Pays a life insurance lump sum payout to your beneficiaries when you die.

  • Income Protection Insurance

Provides a regular payment to you should you become disabled or sick and hence unable to work for a limited period of time.

  •  Trauma Insurance

Provides a lump sum payment to you in the event that you experience an illness or injury such as a heart attack or cancer.

  • Total and Permanent Disablement Insurance

Pays out a lump sum in the event that you suffer a serious and significant disability that prevents you from ever working again.

  • Key Person Insurance (Businesses)

This is a type of business insurance taken out by employers to provide a payout in the event that the business loses a key person through illness, injury or death.

Edney Ryan Wealth Management in an Authorised Representative of Oreana Financial Services Limited, ABN 91 607 515 122, Australian Financial Services Licensee No. 482234, Registered Office Level 7, 484 St Kilda Road Melbourne, Victoria 3004 Australia.

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